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Cozhaven.
Flexible Payments

Buy Now.
Pay Later.

Don't let budget hold you back. We've partnered with leading payment providers to offer flexible options that fit your financial situation.

Start Shopping

Choose Your Plan

Pay in 4

Afterpay

0% APR

4 interest-free payments

$1,200 sofa = $300 every 2 weeks

Select at checkout

Pay Monthly

Affirm

0-36% APR

6-36 month plans available

$1,200 sofa = $100/mo for 12 months

Select at checkout

Business Financing

Cozhaven Trade

Terms vary APR

Net 30/60/90 for qualified businesses

Bulk orders for staging, offices, rentals

Select at checkout

How It Works

1

Shop & Add to Cart

Browse our collection and add your favorite pieces to cart as usual.

2

Select Payment Option

At checkout, choose Afterpay, Affirm, or another financing option.

3

Quick Approval

Get approved in seconds with a soft credit check that won't affect your score.

4

Enjoy Now, Pay Over Time

Your order ships immediately. Pay according to your chosen schedule.

Financing FAQ

Will this affect my credit score?

Affirm and Afterpay perform soft credit checks which do not impact your credit score.

Can I pay off early?

Yes! There are no prepayment penalties. Pay off your balance anytime.

What if I return my order?

Your payment plan will be adjusted or refunded based on the return amount.

View All FAQ